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Membership and Benefits

Membership at Contra Costa Federal Credit Union ("Contra Costa FCU" or "CCFCU") comes with many benefits and privileges. For more than 60 years, Contra Consta FCU has been serving its members with distinction. We offer affordable and appealing financial services to eligible individuals, and groups in the San Francisco Bay Area. From time to time we offer *Special* promotions to attract new membership to our credit union. Click any of the navigation tabs **Below** to find more information about eligibility, NEW membership package offers or to apply for membership.

Membership Eligibility

Those eligible for membership at Contra Costa FCU are:

wedge bulletPublic service employees of County, City, State, Public School and Special Districts, and Local Municipalities of Contra Costa, Alameda, and Solano Counties.

wedge bulletPensioners or annuitants from service employee groups (SEGs), the un-remarried spouses of persons who died while in the field of membership (FOM).

wedge bulletImmediate family members (i.e. Grandparent, Parent, Spouse, Sibling, Child, Grandchild).

bHousehold members (anyone sharing your household expenses, such as roommates).

Remember - Once a member, always a member! Even if you retire, move away or leave your present place of employment, you are still entitled to retain your full membership privileges. The only requirement is that you maintain at minimum $5.00 in shares.

New Member Products & Services Packages

JOIN today to become a member of Contra Costa FCU. At least a minimum of $5 initial deposit is required with your application. A Share Account similar to a deposit savings account comes with your membership which affords you co-ownership of the credit union. In addition to your Share Account, we're currently promoting the following products and services package offers to NEW members.

(Convenience Package)

Open a Checking Account with a ZERO Liability Fraud Protection Debit Card and add Direct Deposit service. We'll credit your account $50*. Call us today at (888) 387-8632, stop by any of our branch locations or download our application to take advantage of this offer.

(Super Convenience Package)

In addition to the Convenience Package, apply for Triple C© Overdraft protection and we'll credit your account an additional $25**. Call our loan department at (925) 372-6171 to find out more information and how to apply.

*$50 offer is for "NEW" Contra Costa FCU members opting for Checking, Debit Card and Direct Deposit during initial application process for membership.

**Additional $25 is for adding Triple C© Overdraft Protection which is a "Open-Ended" loan. Offer amount(s) will be credited into your account upon qualification of services and verification of first Direct Deposit. Contact us to find out if you qualify for other offer amounts if you already have one or more of the products and services mentioned above.

Membership and Account Application

To Apply for membership, Download the Application (PDF)

Don't have Adobe Acrobat PDF Reader?

Download Adobe PDF Reader

Follow these instructions to apply for membership using our online downloadable form:

  • Fill in the form from your computer after downloading the application
  • Complete all required information (IMPORTANT)
  • Print the application
  • Sign (Signature required for all persons named on the account)
  • Include a photocopy of government-issued photo ID(s) for each account signer
  • Include a photocopy of your Employer ID(s) for membership eligibility verification

    Mail Package to:
    Attention: New Accounts
    Contra Costa Federal Credit Union
    P.O. Box 509
    Martinez, CA 94553

To request applications and additional information about our products and services, please e-mail us at

Please note: The e-mail above is not a secure e-mail account. Please do not send personal financial information such as your account number or social security number.


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