IRAsAn Individual Retirement Account (IRA) is designed to help you assure the financial security of your retirement years.


  • No minimum deposit to open an IRA
  • Earns a competitive interest rate that is declared by the 1st Nor Cal Credit Union Board of Directors each quarter
  • Earnings on an IRA are tax deferred
  • IRAs are insured separately up to $250,000 by the National Credit Union Administration (NCUA).
    Click HERE to learn more about the NCUA.

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Click HERE to view current account dividend rates.
Click HERE to view the Cost Recovery Fee Schedule.

Call (888) 387-8632