Checking AccountsAt 1st Nor Cal Credit Union, you get top notch checking services that provide you with exceptional value and convenience.


  • No minimum balance requirement
  • No monthly service charge
  • No per-check fees
  • Earn dividends with a $1000 minimum balance
  • Free Online Banking with Free BillPay
  • Free Mobile Banking and Telephone Banking
  • Free Debit MasterCard™ for use at our convenient ATM locations, Bank of the West ATMs, and nearly 30,000 fee-free CO-OP Network ATMs nationwide, as well as point-of-sale transactions anywhere that MasterCard™ is accepted
  • Optional ATM card instead of debit card
  • Go green with eStatements!
  • Direct Deposit
  • Unlimited check writing
  • Optional Overdraft Protection
  • View and print cleared checks free through Online Banking

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Click HERE to view current account dividend rates.
Click HERE to view the Cost Recovery Fee Schedule.

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