Privacy
Policy
We
at Contra Costa Federal Credit Union value the privacy of
our members. You have chosen to do business with us, and we
recognize our responsibility to keep the information you provide
to us secure and confidential. We believe that all personal
financial information specific to you that you provide Contra
Costa Federal Credit Union through any channel constitutes
personal information. Protecting your privacy, along with
your financial assets is our top priority. Contra Costa Federal
Credit Union is committed to servicing all the financial needs
of its members. As a service to you, our member, we may share
information with select third parties that can offer valuable
products and services that may interest you. When we share
information with other parties for marketing purposes, you
can expect them to treat it with the same strict standards
as your Credit Union. This privacy policy explains how we
protect the privacy of your personal information and when
we release information about you under certain situations,
such as to maintain your account or other circumstances as
required or permitted by law.
Information
We Collect and Disclose to Others
In
the course of doing business, we collect and use various types
of information, such as information available from public
records and credit reports, as well as information you provide
to us. We may also access information about you, such as credit
reports, when considering a request from you for additional
services or when exercising our rights under the law or any
agreement with you. In addition, we collect information about
you from the following sources:
- Information
we receive from you on applications and other forms you
submit to us, such as your name, address and social security
number.
- Information
about transactions with us, our affiliates or others such
as account balances and payment history.
- Information
we receive from credit reporting agencies, such as your
credit worthiness and credit history.
We
may also disclose all the information that we collect as described
above. We do not disclose any non-public personal information
about our members and former members to anyone, except as
permitted by law.
Sharing
Information with Third Parties
We may disclose non-public personal information about you to financial service providers such as insurance agents. We may also disclose non-public personal information about you to non-affiliated third party processors as necessary to complete transactions, maintain accounts and records, and as permitted by law.
We may disclose all the information we collect as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances, as permitted or required by law. We do not disclose non-public personal information to any non-affiliated third parties for the purposes of marketing products other than those offered by us.
Confidentiality and Security of Information
Keeping your financial information secure is an important
responsibility that is taken seriously at Contra Costa Federal
Credit Union. We value your trust and handle your information
with care. We restrict access to non-public personal information
about you to those employees who need to know that information
to provide products or services to you. Our policies and procedures
emphasize the importance of keeping our members' information
confidential. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations to guard your
non-public personal information.
Accuracy of Information
We make every effort to ensure that our records contain accurate,
current and complete information. If you find that your account
information is inaccurate, please call us at (888) 387-8632
or write to us at 1111 Pine Street, Martinez, CA 94553. We
will promptly investigate and make any necessary changes to
update our records.
Termination of Membership
If you decide to terminate your membership with Contra Costa
Federal Credit Union, we will not share information we have
collected about you, except as may be permitted or required
by law.
| Note
to Parents: |
| Contra
Costa Federal Credit Union does not collect information
in anyway from individuals using our Web pages. |
|