WHAT ARE CCFCU's MOST POPULAR SERVICES?

Savings

We make it easy to save. Our most popular services is the Automatic Payroll Deduction plan. And our Direct Deposit program insures your recurring government payments are deposited quickly and safely into the accounts you specify.

We also offer:

  • Regular Share Accounts (passbook savings)
  • Share Certificate Accounts (higher than average yields on a term basis)
  • Special Share Accounts (Christmas Club, etc.)
  • Individual Retirement Accounts (tax sheltered and tax deferred)
  • Checking Accounts (checking and ATM convenience - plus - dividends paid on your leftover dollars)
  • ATM Cash Card (up to $200 daily, plus use for gas, groceries, fast food, etc.)
  • Mastermoney check card (looks like a credit card, works like a check).
Loans

We know that when you want money, you want it now. So we try to say yes fast - and often! Lending professionals are available to take loan applications over the phone 24 Hours a day, 7 days a week. To apply Members can call (888) 387-8632 Extension 850 any time day or night!

The funds you borrow are the monies saved by your fellow members, so we consider the following criteria to insure repayment:

  • Regular, stable income, likely to continue;
  • Current debts, expenses and assets;
  • Credit score reported by the Experian credit reporting agency;
  • Purpose of the loan;
  • Employment and credit history;
  • Accuracy of the information you provide;
  • Savings history with the credit union
Only members can be borrowers at our credit union Our loan rates are generally much lower than those offered by other lenders, and we impose no hidden charges - no points, no fees for our services and no prepayment penalties. The easiest way to repay a loan through us is through our convenient Automatic Payroll Deductions.

We also offer:

  • VISA (no annual fee and fixed interest rate)
  • Triple C Credit Line (up to $20,000)
  • Signature loans (unsecured; up to $10,000 based on your signature and good credit)
  • Share Secured loans (preferred rate by using your savings, which continue to earn dividends, as collateral)
  • Vehicle loans (autos, boats, cycles, vans, RV's, etc. - new and used)
  • Consumer loans (a full range)
We also provide a full-service Mortgage Loan Department. Experienced loan officers will guide you through the many choices we offer - for first and second mortgages, conforming and jumbos, home improvement loans, re-finances, and credit lines based on your equity.

Previous | Close Window | Next